Privacy Notice
rev. 12/2012
West Union
and St Lucas
(563) 422-3883 www.bank1stia.com
FACTS
WHAT DOES BANK 1ST DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank 1st chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Bank 1st share?
Can you limit this
sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes-
to offer our products and services to you
YES
NO
For our marketing purposes-
to offer our products and services to you
YES
NO
For joint marketing with other financial companies
YES
NO
For our affiliates' everyday business purposes-
information about your transactions and experiences
NO
We don't share
For our affiliates' everyday business purposes-
information about your creditworthiness
NO
We don't share
For nonaffiliates to market to you
NO
We don't share
Questions?
Call (563) 422-3883 or go to www.bank1stia.com
Who are we
Who is providing this notice?
Bank 1st
What we do
How does Bank 1st protect my personal information?
To protect your personal information from unauthorized access and use we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank 1st collect my personal information?
We collect your personal information, for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes- information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Bank 1st does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership of control. They can be financial and nonfinancial companies.
- Bank 1st does not share with nonaffiliates so they can market to you.