Real Estate Loans

Bank 1st offers financing options for new purchases, home equity loans, construction loans and refinancing of your current home loan.

We have competitive interest rates.

We have an experienced lending staff. You know the people you're dealing with and you know the bank you will be making your payments to.

*All loans are subject to credit approval

Home Equity Line of Credit (HELOC)

  • You'll be surprised how much equity you have in your home to consolidate debt, buy a vehicle or make some home improvements.
  • We can help you decide how much equity you have available and you can decide how to spend the money.

*All loans are subject to approval

Apply Today!

To apply electronically for a real estate loan complete the following Online Application.  Home Mortgage Loan Application.

If you would like a paper application please contact one of the Mortgage Loan Originators below.

Nationwide Mortgage Licensing

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) requires the registration of mortgage loan originators (MLO's).  The registration is done through the Nationwide Mortgage Licensing System (NMLS).  Each MLO is given a unique identifying number (NMLS ID).

You can obtain information about our company and our mortgage loan originators by accessing the NMLS free consumer site at this link Nationwide Mortgage Licensing System

Institution Registration

Bank 1st
115 North Vine
West Union, Iowa 52175
NMLS # 795257

Mortgage Loan Originator

Rhonda Schaufenbuel

Senior Real Estate Loan Officer
Main Bank
(563) 422-3883
NMLS #796754

Brian Reichter

Executive Vice President/Senior Loan Officer
Main Bank
(563) 422-3883
NMLS # 796756

Brent Tapper

Senior Ag/Commercial Loan Officer
Main Bank
(563) 422-3883
NMLS # 796758

Derek Heins

Senior Commercial/Ag Loan Officer
Main Bank
(563) 422-3883
NMLS # 796757