Health Savings Accounts (HSA)

A health savings account (HSA) is a tax-advantaged account available to those enrolled in a high-deductible health plan (HDHP) to save for medical expenses that HDHPs do not cover.

Contributions are tax deductible and distributions for qualified medical expenses are tax-free.

Please contact your tax advisor to determine eligibility.

2019 HSA Contribution Limits

Self Only Coverage

Family Coverage

If Under Age 55



If Age 55 or Older



Note: Self-Only coverage covers only an individual. Family coverage covers an individual plus one or more dependents.

HSA Account Interest & APY Rate

Rates effective for the month of February 2019

Interest Rate



0.10% M

Variable account rates may change after account is opened.  Fees may reduce earnings.  

  • "APY" refers to "Annual Percentage Yield"
  • "M" refers to monthly compounding and crediting

Features of a HSA

  • Interest bearing checking
  • $25.00 minimum to open account
  • No minimum balance required
  • No service charge fee
  • Personalized checks (available at regular cost)
  • Debit card (with annual fee)
  • Internet access to account
  • Check images included with statement