Personal Checking Accounts


Opening Deposit

Minimum Balance

to Avoid a Fee

Monthly Service Charge

Transaction Limit

Paper or Electronic Statement

Check Images

ATM or Debit Card **

Additional Benefits

Basic Checking

$100

None

$9.00* Each Statement Cycle

If More Than 50 Withdrawals & Transfers

50 Withdrawals & Transfers per Statement Cycle

Both Available

Both Available

with Annual Fee

None

 Bank 1st Checking

$100

None

$9.00* Each Statement Cycle

Unlimited

Both Available

Both Available

with Annual Fee

FREE

4 Boxes of Personalized Checks per Calendar Year

Interest Checking

$1,500

$1,500

$9.00* Each Statement Cycle

If Average Daily Balance Falls Below $1,500

Unlimited

Both Available

Both Available

with Annual Fee

None

E-Checking ***

$100

None

None

Unlimited

Electronic Required


Debit Card Only

No Annual Fee

None

* Service charges/fees are subject to sales tax.
** Requires completed ATM/Debit Card Application and Approval

*** E-checking requires that you accept your statement electronically through Bank 1st's online banking.  You have 2 weeks to enroll in online banking and e-statements or the account will be switched to a Bank 1st account with its normal terms, conditions and fees.