Certificate of Deposits

A certificate of deposit (CD) is a savings instrument issued by the Bank for a specified length of time.  All CDs are FDIC insured.  Bank 1st offers a variety of options, including short-term, mid-term, and long-term CDs.

Current CD Interest Rates

Schedule of CD Interest Rates for the period of February 13, 2019 through February 19, 2019

Term

6 months




12 months




18 months

(1 time repriceable; 1 time add-on
$500 min up to original face max)



24 months

(1 time repriceable; 1 time add-on
$500 min up to original face max)



36 months

(1 time repriceable; 1 time add-on
$500 min up to original face max)



60 months




Deposit Amount

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

Interest Rate

.90%

1.04%

1.08%

1.12%

1.20%

1.34%

1.38%

1.42%

1.50%

1.63%

1.67%

1.71%

1.60%

1.74%

1.78%

1.82%

1.80%

1.94%

1.98%

2.02%

2.35%

2.49%

2.53%

2.57%

APY

.90% S

1.04% S

1.08% S

1.12%  S

1.20%  S

1.34%  S

1.38% S

1.42%  S

1.50%  S

1.63%  S

1.68%  S

1.72%  S

1.60%  S

1.75%  S

1.79%  S

1.83%  S

1.81%  S

1.95%  S

1.99%  S

2.03%  S

2.36%  S

2.50%  S

2.54% S

2.58%  S

Interest may be compounded or deposited to an account. Interest will be paid until maturity. All certificates will renew automatically at maturity. You will have a 10 calendar day grace period after the maturity date to withdraw funds without penalty. A penalty will or may be imposed for early withdrawal.

  • "APY" refers to "Annual Percentage Yield"
  • "D" refers to daily compounding
  • "M" refers to monthly compounding and crediting
  • "Q" refers to quarterly compounding and crediting
  • "S" refers to semi-annual compounding and crediting