Certificate of Deposits

A certificate of deposit (CD) is a savings instrument issued by the Bank for a specified length of time.  All CDs are FDIC insured.  Bank 1st offers a variety of options, including short-term, mid-term, and long-term CDs.

Current CD Interest Rates

Schedule of CD Interest Rates for the period of December 12, 2018 through December 18, 2018

Term

6 months




12 months




18 months

(1 time repriceable; 1 time add-on
$500 min up to original face max)



24 months

(1 time repriceable; 1 time add-on
$500 min up to original face max)



36 months

(1 time repriceable; 1 time add-on
$500 min up to original face max)



60 months




Deposit Amount

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

Interest Rate

.70%

.84%

.88%

.92%

1.00%

1.13%

1.17%

1.21%

1.30%

1.44%

1.48%

1.52%

1.45%

1.58%

1.62%

1.66%

1.70%

1.84%

1.88%

1.92%

2.30%

2.44%

2.48%

2.52%

APY

.70% S

.84% S

.88% S

.92%  S

1.00%  S

1.13%  S

1.17% S

1.21%  S

1.30%  S

1.44%  S

1.48%  S

1.52%  S

1.45%  S

1.58%  S

1.62%  S

1.66%  S

1.71%  S

1.85%  S

1.89%  S

1.93%  S

2.31%  S

2.45%  S

2.49%  S

2.53%  S

Interest may be compounded or deposited to an account. Interest will be paid until maturity. All certificates will renew automatically at maturity. You will have a 10 calendar day grace period after the maturity date to withdraw funds without penalty. A penalty will or may be imposed for early withdrawal.

  • "APY" refers to "Annual Percentage Yield"
  • "D" refers to daily compounding
  • "M" refers to monthly compounding and crediting
  • "Q" refers to quarterly compounding and crediting
  • "S" refers to semi-annual compounding and crediting