*All loans are subject to approval

Personal Loans

  • Loans are available for all types of purchases: new or used - cars, pickups, SUV's, recreational vehicles, appliances, etc.
  • We have flexible payment plans to fit your needs.
  • Credit life and disability insurance are also available - subject to qualifications.  This insurance will help protect you and your family from unexpected events.

Real Estate Loans

  • We offer financing options for new purchases, refinancing, bridge loans, home equity and construction loans.
  • Our in-house loans have low closing costs and competitive interest rates.
  • We have an experienced lending staff.  You know the people you're dealing with and you know the bank you will be making your payments to.

First Time Home Buyer Loans

  • Low long term fixed interest rates
  • Low closing costs
  • Low or no down payment options
  • Closing cost / down payment assistance available through IFA
  • 100% financing available through rural development

HELOC Loans (Home Equity Line of Credit)

  • You'll be surprised how much equity you have in your home to consolidate debt, buy a vehicle or make some home improvements.
  • We can help you decide how much equity you have available and you can decide how to spend the money.

Secondary Market Real Estate Loans

  • Variety of amortization periods for fixed-rate mortgage products at competitive rates.
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) requires the registration of mortgage loan originators (MLO's).  The registration is done through the Nationwide Mortgage Licensing System (NMLS).  Each MLO is given a unique identifying number (NMLS ID).

You can obtain information about our company and our mortgage loan originators by accessing the NMLS free consumer site.

Institution Registration

Bank 1st
115 North Vine
West Union, Iowa 52175
NMLS # 795257

Mortgage Loan Originator

Rhonda Schaufenbuel
Senior Real Estate Loan Officer
Main Bank
(563) 422-3883
NMLS #796754

Derek Heins
Senior Commercial/Ag Loan Officer
Main Bank
(563) 422-3883
NMLS # 796757

Brian Reichter
Executive Vice President/Senior Loan Officer
Main Bank
(563) 422-3883
NMLS # 796756

Brent Tapper
Senior Ag/Commercial Loan Officer
Main Bank
(563) 422-3883
NMLS # 796758

Carolyn Breuer
Assistant Real Estate/Consumer Loan Officer
Main Bank
(563) 422-3883
NMLS # 1583556