Deposit Accounts FAQs

What documents do I need to open a personal deposit account?

The following information is required to open a personal account at Bank 1st:

  • Name
  • Address
  • Social Security Number
  • Date of birth
  • Phone number
  • Employer / Occupation
  • Current Driver’s License or other form of photo ID

You will need to bring in a government issued photo ID.   The ID must be valid, cannot be expired and must have a picture of the individual.

Bank 1st will accept the following forms of photo identification for identifying purposes:

  • Current US Driver’s License
  • Current US Passport
  • Government Issued ID Card
  • Permanent Residence Card (Green Card)
  • Resident Alien Card
  • State Issued ID Card
  • US Military Card

You may also be asked for proof of your social security number or tax ID number, as well as your current address.  If possible, please bring in a piece of mail, such as a recent utility bill, that shows your current address.

Bank 1st may be required to request another form of identification in addition to the above.  Additional forms of identification for identifying purposes are:

  • Birth Certificate
  • Employment Authorization Card
  • Social Security Card
  • Temporary Resident Card
  • US VISA
What documents do I need to open a business account?

The following information is required to open a business account at Bank 1st:

Sole Proprietorship

  • Legal name of owner
  • Address
  • Employer Identification Number or Social Security Number
  • Date of birth of legal owner
  • Phone number
  • Employer/occupation of legal owner
  • Current driver’s license or other form of ID of legal owner
  • Identifying documentation such as:  Sole Proprietorship Resolution or other documentation filed with the county or state

 

Partnerships

  • Name of partnership
  • Employer Identification Number
  • Physical address of partnership
  • Phone number
  • Documents to verify existence such as:  Partnership Resolution, documents to verify existence as filed with the Secretary of State, Certificate of Existence, copy of the written Partnership Agreement
  • Identifying information for each of the partners (Name, address, SS#, DOB, Phone number, Employer, Occupation, DL (or other photo ID)

 

Limited Liability Companies (LLC)

  • Legal name of LLC
  • Employer Identification Number of LLC
  • Physical address of LLC
  • Phone number
  • Documents to verify existence such as:  Limited Liability Company Authorization, Certificate of Organization, copy of the LLC’s Operating Agreement (if applicable)
  • Identifying information for each of the account signers (Name, address, SS#, DOB, Phone number, Employer, Occupation, DL (or other photo ID)

 

Corporations

  • Legal name of corporation
  • Employer Identification Number of corporation
  • Physical address of corporation
  • Phone number
  • Documents to verify existence such as:  Corporate Authorization Resolution, Articles of Incorporation, Certificate of Existence, Fictitious Name Registration (if applicable)
  • Identifying information for each of the account signers (Name, address, SS#, DOB, Phone number, Employer, Occupation, DL (or other photo ID)

 

Clubs and Civic Organizations

  • Name
  • Employer Identification Number
  • Address
  • Phone number
  • Documents to verify existence of the club or organization such as:  Organization Resolution, meeting minutes, member roster with phone numbers
  • Identifying information for each of the account signers (Name, address, SS#, DOB, Phone number, Employer, Occupation, DL (or other photo ID)
How much are my deposits insured for?

Bank 1st is a member of the FDIC (Federal Deposit Insurance Corporation).  The standard insurance amount is $250,000.00 per depositor, per FDIC-insured bank, per ownership category.  For more detailed information, you may ask to speak with one of our Customer Service Representatives or visit www.fdic.gov.

How do I order checks?

To order checks for the first time, please contact a Customer Service Representative, Teller or Receptionist.

To reorder checks:

  • Bring your check reorder form to any Bank 1st location
  • Call Bank 1st at 563-422-3883
What if I find an unauthorized transaction posted to my account?
Contact the bank immediately at 563-422-3883.
What if I want to cancel an automated payment being taken from my account?

You must contact the company that is withdrawing the funds to cancel any automatic payments being taken from your account.