With the recent news release of the Equifax breach, many individuals are uncertain on what they can do to protect their identity. If you are concerned that this breach may have affected you, here is what you can do:
- Find out if your information was exposed by going to https://www.equifaxsecurity2017.com.
- Sign up for the free credit monitoring service Equifax offers.
- Upon signing up, you will be provided a date when you can come back and enroll into the service.
- Review your credit report at www.annualcreditreport.com for free.
- Accounts or activity that you don’t recognize could indicate identity theft. Visit IdentityTheft.gov for further instruction if you have suspicions of identity theft.
- Consider placing a credit freeze on your files.
- This can be done by contacting the credit bureaus— Equifax, Experian and TransUnion. A credit freeze can assist you in preventing fraudulent accounts being opened in your name in the future.
- Monitor your existing credit card and bank accounts closely.
- Bank 1st offers internet banking and mobile banking which can be used to monitor your accounts.
STAY AWARE: Be cautious of emails and phone calls you receive as well as websites you visit regarding this breach. Criminals will attempt to claim they are Equifax, your bank or other related organizations in attempts of tricking you into releasing information to them or attempting to get you to click on fraudulent links that inadvertently may cause malware to your devices.