Ag & Business Checking


Opening Deposit

Minimum Balance

to Avoid a Fee

Monthly Service Charge

Interest Earned

Transaction Limit

Paper or Electronic Statement

Check Images

Debit Card ** 

Basic Business Checking

$100

None

$12.00* Each Statement Cycle

If More Than 50 Debits

50
Debits per Statement Cycle

Both Available

Available 
with annual fee

Business Checking

$1,500

$1,500

$12.00* Each Statement Cycle

If Average Daily Balance Falls Below $1,500

Unlimited

Both Available

Available
with annual fee

Business Interest Checking

$2,500

$2,500

$12.00* Each Statement Cycle

If Average Daily Balance Falls Below $2,500

No If Average Daily Balance Falls Below $2,500

 

Unlimited

Both Available

Available
with annual fee

Business E-Checking**

$100

None

None

Unlimited

Electronic Required

Available
with annual fee

*  Service charges/fees are subject to sales tax.

** Requires completed Debit Card Application and Approval

*** Business E-checking requires that you accept your statement electronically through Bank 1st's online banking.  You have 2 weeks to enroll in online banking and e-statements or the account will be switched to a Business Basic Checking account with its normal terms, conditions and fees.