Personal Checking Account

 Basic CheckingBank 1st CheckingInterest CheckingE-Checking
Minimum Balance Opening Deposit$100.00$100.00$1,500.00$100.00
Minimum BalanceNoneNone$1,500.00None
Monthly Service Charge$9.00* each statement cycle if more than 50 debits$9.00* each statement cycle$9.00* each statement cycle if average daily balance falls below $1,500.00None
Interest EarnedNoNoYes
No if average daily balance falls below $1,500.00
Transaction Limit50 debits per statement cycleUnlimitedUnlimitedUnlimited
Paper or Electronic StatementBoth availableBoth availableBoth availableElectronic required
Check ImagesNoYesYesYes
ATM/Debit Card **Both Available
With annual fee
Both available
With annual fee
Both available
With annual fee
Debit Card only
No annual fee
Additional BenefitsFREE - 4 boxes of personalized checks per calendar year

* Service charges/fees are subject to sales tax.
** Requires completed ATM/Debit Card Application and Approval